Yes, both our Mastercard and Visa Business Cards are automatically registered in their respective 3D secure programs. These protect against unauthorised use of your card when you shop online. 

When you make a purchase at a participating on-line 3D Secure retailer, you will receive a one-time code via text message to the mobile registered to your card with Capital on Tap as part of the checkout process to use to complete your transaction. This one-time code is not shared with the retailer.