Fees and Repayments

How much does it cost to borrow?
Your funding costs depends on your interest rate and how long you want to borrow the funds for. Rates can range from 0.79% to 4.9% per month. We continuall...
Wed, 3 Apr, 2019 at 11:12 AM
What happens if I miss a payment?
You should only borrow money that you feel you can comfortably repay. We don't like charging late fees and recommend you contact us on 02089627401 if yo...
Wed, 3 Apr, 2019 at 11:12 AM
What are Capital on Tap's late fees?
We don't like charging late fees and recommend you contact us on 02089627401 if you think you might not be able to make a scheduled repayment.  In ...
Thu, 4 Apr, 2019 at 12:19 PM
What are the fees for Premium and Rewards Club?
Our Premium account is free for the first year, £79 thereafter and offers 0.5% cashback on all card purchases.    Our Capital Club account is £99 annual...
Mon, 15 Apr, 2019 at 8:58 AM
How do you collect repayments?
We collect repayments via Direct Debit, there's nothing to worry about as this will be taken automatically from your account each month! 
Wed, 3 Apr, 2019 at 11:18 AM
How much will my repayment be?
We have three different repayment options to suit your preferences.   You can pay either the Full Balance, Minimum Monthly amount (which is 10% of your ...
Wed, 3 Apr, 2019 at 5:35 PM
How fast do I need to repay?
The length of time it takes to repay a loan depends on your chosen method of repayment. You can however repay your loan back as quickly as you like, irresp...
Wed, 3 Apr, 2019 at 11:19 AM
How do I change my repayment option?
You can change your repayment option at any time via your online account. Simply login and head over to the 'Payments' tab. Please note you will ne...
Wed, 3 Apr, 2019 at 11:20 AM
How do I make a manual debit card payment?
You can make a manual debit card repayment at any time via your online account. Simply login and head over to the 'Payments' tab. 
Wed, 3 Apr, 2019 at 11:21 AM
Can I pay with a credit card, bank transfer or make a balance transfer?
As specified in your credit agreement we will be unable to accept payments from credit cards, other credit facilities or balance transfers. We are also unabl...
Wed, 3 Apr, 2019 at 11:22 AM